Notice for Non-Renewal of Insurance Policy Fill out the template

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Notice for Non-Renewal of Insurance Policy

Last revision Last revision 11/17/2023
Formats FormatsWord and PDF
Size Size1 page
Fill out the template

Last revisionLast revision: 11/17/2023

FormatsAvailable formats: Word and PDF

SizeSize: 1 page

Fill out the template

A Notice of Non-Renewal of an Insurance Policy is a letter sent by the insured person to the insurance company notifying the latter that the insurance policy will no longer be renewed. This letter should be used only to notify the insurance company about the non-renewal of the policy at the time of its maturity or end date, and should not be used to terminate the insurance policy earlier than on its end date.

This letter can apply to various types of insurance policies such as life, health, property, universal life, variable life, and educational insurance. After the expiration of the term of the insurance policy, the insured person has the option not to renew the insurance policy, where he will no longer be obliged to pay insurance premiums and may be entitled to certain benefits such as a claim for the cash surrender value in the case of a life insurance policy or fund value in the case of variable or universal life insurance policy.

Notice Period

An insurance policy generally has a period in advance of the policy's end date or maturity within which the insured may notify the insurance company about the non-renewal of the policy. This is usually called the notice period and can be seen in the insurance policy.


How to use this document

The Notice for Non-Renewal of Insurance Policy contains the following information:

  • The identification of the insured person and the insurance company,
  • The start and end date of the insurance policy,
  • The insurance policy number,
  • The period or length of time before the end date within which this letter should be sent (the notice period),
  • If desired, the reasons for not renewing the insurance policy,
  • The date when the insurance policy took effect.

Once all the details are completed, two copies must be printed, signed, and sent to the insurance company. After that, the insured person must keep a copy for record purposes. It is an option to attach a copy of the insurance policy to the letter.


Applicable law

The Insurance Code of the Philippines is the specific law that governs insurance policies, and due to the nature of insurance policies of being a special type of contract, the general laws of obligations and contracts, as found in the Civil Code of the Philippines may apply.


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